Specialty Underwriting
Built for Construction. Built for New York.
Casualty insurance for New York trade contractors, grounded in disciplined risk selection.
About Torgon
We safeguard New York construction businesses with tailored, transparent insurance. Our approach is deliberately hands-on. Taking the time to understand how each business operates, we guide clients to the right coverage while protecting their business from hidden fraud exposure.
Our Services
Primary & Supported Excess
Tailored Coverage
Fraud Detection & Monitoring
Liability Limits up to $5M
Labor Law Coverage
Contractual Review
After three decades underwriting complex casualty risks—much of it in construction—Torgon’s founder, Mark Davies, recognized a disconnect between large carriers and trade contractors.
Torgon was built to do things differently. As specialist underwriters focused on New York trade contractors, we combine disciplined underwriting, long-term capacity, and a client-first approach understanding the business behind the risk. The result: clarity, trust, and coverage designed for the real world.
Our Story
Our Partners
Franklin Group
A trusted partner at the heart of Torgon. Built on long-standing mutual respect and shared technical expertise in New York construction, our collaboration brings together disciplined underwriting and specialist distribution to deliver stable, sustainable results for contractors.
Dashly
A next-gen claims intelligence and employee verification platform, Dashly uncovers hidden potential fraud patterns before they become a problem, protecting our clients and strengthening underwriting integrity.
Brody Law Group
With decades of experience in construction and labor law, Brody Law Group provides expert litigation and claims counsel. Their deep experience in construction liability and complex personal injury matters across New York courts helps Torgon manage disputes effectively while protecting our contractors and underwriting partners.
AM Best
Financial strength and long-term stability are central to our approach. The Torgon team has secured AM Best A-rated (Excellent) XV insurance capacity to ensure that our clients' needs are well looked after.